Govt Jobs 2026 | National Bank of Pakistan, Karachi

The Govt organization, National Bank of Pakistan invites the applications for Enrollment of latest jobs in Pakistan. All instructions regarding jobs are under:-

"The Nation's Bank, National Bank of Pakistan aims to support the financial well-being of the Nation along with enabling sustainable growth and inclusive development through its wide local and international network of branches.

Being one of the leading and largest banks of Pakistan, National Bank of Pakistan is contributing significantly towards socioeconomic growth in the country with an objective to transform the institution into a future fit, agile and sustainable Bank.

Job Description

For the post of Divisional Head Credit Administration (EVP) Reporting to Group Chief Chief Risk Officer, the Educational/Professional Qualification should be equal to Minimum: Graduation or equivalent from a local or international university/college/institute recognized by the HEC of Pakistan Preferred: Master's degree in Finance, Banking, Economics, Law or a related discipline

The Experience of Minimum: 15 years of banking, with senior-level exposure to Credit Administration, Credit Operations, or Credit Risk Control portfolios Proven experience managing large, multi-location teams and complex credit Strong hands-on knowledge of: Credit documentation and security structures Collateral management and charge perfection SBP Prudential Regulations Islamic banking documentation and Shariah coordination Demonstrated ability to drive change, strengthen controls, and build capable teams is required.

Other Skills/Expertise/Knowledge Required including The incumbent is expected to re-engineer credit administration processes, evaluate and redesign the organizational structure, strengthen controls, and build a capable, future-ready Credit Administration function aligned with the Bank’s risk appetite, regulatory obligations, and scale.

The role serves as the final control gate before risk is put on the Bank’s balance sheet and a critical pillar of the CRO’s second line of defense and will be accountable for: Ensuring zero compromise on documentation, collateral, and charge perfection Reducing operational, legal, and execution risk in the credit lifecycle Driving standardization, automation, and discipline across all CAD units Improving turnaround times without weakening controls Strengthening talent, capability, and accountability within CAD Enhancing audit outcomes, regulatory compliance, and management confidence.

The Principal Responsibilities End-to-End Ownership of Credit Administration Exercise full ownership of all pre-disbursement checks, documentation, collateral management, charge creation and perfection, and limit implementation Ensure strict compliance with approved credit terms and conditions; manage exceptions, waivers, and deferrals within approved governance frameworks Oversee ongoing post-disbursement monitoring of documentation, securities, covenants, and outstanding positions.

The Process of Re-engineering & Transformation Review existing CAD processes end-to-end and lead a structured re-engineering initiative to eliminate inefficiencies, duplication, and control gaps Drive automation and digitization of workflows in collaboration with IT, including documentation tracking, collateral monitoring, MIS, and dashboards Establish uniform standards and SOPs across Conventional and Islamic CAD units, domestic and overseas.

The Organizational Review & Capability Building Assess the current CAD organizational structure, spans of control, role clarity, and capacity Redesign the structure where required to support scale, complexity, and risk profile Lead targeted hiring, redeployment, and upskilling to strengthen weak areas Institutionalize training programs on documentation, collateral, SBP regulations, Islamic finance requirements, and operational risk Build succession plans and a sustainable leadership pipeline within CAD

The Risk, Control & Regulatory Oversight Ensure full compliance with SBP Prudential Regulations, internal credit policies, product manuals, and risk management frameworks Strengthen controls to mitigate operational, legal, documentation, and execution risk Conduct and oversee RCSAs, ORM controls, and Business Continuity arrangements for CAD Implement and track timely closure of internal audit, external audit, and credit review observations

The Collateral & Vendor Management Strengthen collateral management frameworks, including valuation, monitoring, inspection, and custody Oversee and rationalize vendor arrangements (e.g. Mucaddam companies, legal advisors, valuers), including performance evaluation and risk assessment Ensure robust governance over pledged stocks, mortgages, and other securities

The Stakeholder Management & Governance Act as a senior escalation and resolution point for business, risk, legal, compliance, and operations Provide expert input into policy documents covering credit, collateral management, vendor management and related manuals Participate in management committees as required, providing clear, data-driven insights on credit administration risk indicators

The Management Information & Reporting Ensure timely, accurate, and meaningful MIS to senior management and regulators, including SBP reporting Develop dashboards and KPIs to monitor performance, turnaround times, control breaches, and risk trends

The Authority & Accountability Authority to stop disbursements where documentation, security, or approvals are deficient Accountable for systemic weaknesses in CAD processes and controls Measured by outcomes: control strength, audit results, turnaround improvement, and capability uplift To perform any other assignment as assigned by the supervisor(s).

Instructions

Only shortlisted candidates strictly meeting the above-mentioned basic eligibility criteria will be invited for test and/or panel interview(s).

The employment will be on contractual basis for three years which may be renewed on discretion of the Management. Selected candidates will be offered compensation package and other benefits as per Bank's Policy/rules.

How to Apply

Interested candidates may visit the website www.sidathyder.com.pk/careers and apply online within 10 working days from the date of publication of this advertisement as per given instructions.

Applications received after due date will not be considered in any case. No TA / DA will be admissible for interview.